Residential Finance

Solar Energy Finance offer a fantastic Award Winning Green Loan for Residential customers, with one of Australia’s lowest personal rates of 9.49%!

Why Solar Energy Finance?

Low interest rates

9.49% fixed rate is one of the lowest Green loan rates in Australia.

Borrow up to $50,000

Loan terms options from 3 to 10¹ years to suit your budget, loans between $2,001 and $50,000 to see you on your way to a cleaner, greener future.

Fast online application

Our 100% digital online application process is super fast, and simple to use!

No early repayments ever!

No early repayment fees help you save more and pay off your loan faster. Because nobody has ever said ‘yes please’ to fees.

Income & Employment

The minimum eligible income is $20,000. PAYG wage earners, Self-employed & Self-Funded Retirees only (for Centrelink pensioners contact our office)

Repayment options

Monthly by direct debit only

¹ The 10-year loan term is only available to solar installations that include batteries, or, to stand alone battery installations

Finance in three easy steps

The process for getting finance is simple

Apply online

Use our easy Apply Online system, your identity is verified electronically in seconds, and you can upload your income proof.

Conditionally approved

If successful, you will be conditionally approved. Conditional approvals are valid for up to 90 days. You will need to arrange installation during this period and inform Solar Energy Finance of the expected installation date.

Finalise loan

Once we have received the final invoice after the installation of equipment, we aim to finalise the loan within 24 hours. We’ll notify you to draw down your renewable energy loan online and will disburse funds directly to the installer.

What projects can we fund?

Our renewable energy loans can be used for a range of products. These include:

Solar panels
Home batteries
Solar hot water
Energy efficient lighting
Solar pool heating
Power factor correction

“Interest Free” solar finance – some forms of Interest Free solar finance may involve the solar installer/retailer having to increase the cost of your solar system quote, this may involve an upfront Merchant Fee payable to the finance provider. We suggest you ask your solar installer for the Cash Price of your solar system first, and then ask them for the Interest Free finance price, that way you can compare the two prices and make an informed decision as to whether Interest Free finance is in your best interests, or not.